Posts Tagged Credit Cards

Closing a credit card account that is inactive? How much will it affect my credit report?

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jenahfah asked:

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.

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How big is the credit limit for HP computers credit card?

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me asked:


I have 3 store department credit cards with credit limits of 100&200&150 im planning to pay them off and get a laptop.. I just wanted to apply for an hp credit form.. Does anyone have an idea of how much their credit limits are)

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What is a good credit limit for a first credit card?

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Michelle W asked:


I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?

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How do I switch credit cards and not affect my credit score?

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msc44 asked:


I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?

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What type of credit card can I apply for and get approved with current bad credit to start rebuilding?

credit
Mrs. E asked:


Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

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6 Comments

How can you get the credit cards to stop coming to your un employed better half?

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redeyefredeye asked:


She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.

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Problems with bad credit. How to fix?

bad credit problems
Brandi asked:


My husbands ex girlfriend store our SS#’s (from a police report that we filed on her, she got a copy). She then took it apon herself to open up 16 credit cards between the two of us and the bills sent to a PO box that was in her friends name. She maxed the cards out (most of thm were only 200 and 300 bucks) and then tossed them. I have filed another police report but the credit card companys are still holding my accountable. SOOO… we have been placed with a credit consoldation company so that we can actully pay this stuff off (taking this chick to civil court….). And these accounts have been closed. There are a few other things that are on our credit from us and we are working to pay those things off as well. We have been working on this for almost a year now but our credit scores are in the low to mid 400’s ( REALLY BAD )

How can I get this fixed? Or am I on the right track? For the last year everything has been paid on time, and I think that the closed accounts are what is hurting me the most. What can I expect? And when can I expect this to get better?
I have called all 3 credit angencys, I have disputed all accounts that are not mine, however they say that all accounts have been “verifed” as mine. That is why I am in the process of filing a civil suit. I did not know this had happened until we went to try and buy a new car last year.
I have called all 3 credit angencys, I have disputed all accounts that are not mine, however they say that all accounts have been “verifed” as mine. That is why I am in the process of filing a civil suit. I did not know this had happened until we went to try and buy a new car last year.
I have called all 3 credit angencys, I have disputed all accounts that are not mine, however they say that all accounts have been “verifed” as mine. That is why I am in the process of filing a civil suit. I did not know this had happened until we went to try and buy a new car last year.

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